A workplace injury can put you on the mend for a while. The injury may even disable you in some way. This possibility is why the New Jersey workers’ compensation system provides a variety of disability benefits for injured workers. In your case, you may have started to receive temporary total disability benefits while you recover.
Given that your disability interferes with your ability to work, it is natural that you worry about when the state will end your benefits. The New Jersey Department of Labor and Workforce Development explains different scenarios that could cause a termination of temporary disability benefits.
You can return to work
The idea behind temporary disability benefits is to assist you until you can start working again. However, you may not be able to return to the job you held at the time of your injury. Nonetheless, if you can return to the workforce in any capacity, state authorities may decide to end your coverage.
Treatment cannot improve your condition
At some point, your doctors may tell you that further medication, treatment or rehabilitation will not improve your condition. This is when you have reached maximum medical improvement. When your physicians have decided you have attained MMI, the state could decide to cut off your benefits.
Your MMI may leave you in good shape to hold a job. However, you could also end up with a permanent disability that does not allow you to work most jobs, if any. If so, you should figure out what kind of support you can receive. Some New Jersey workers qualify for permanent partial or total disability benefits. The various options available in the state workers’ compensation program as well as federal disability programs might apply to your situation.